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Our Team

Agency Principals


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Click on the operation team member's name/title to access their
biographical and contact information.

Frank Lemma — Director Emeritus
Frank has over four decades of insurance industry experience and brings an unparalleled amount of insurance experience to RiskPoint. One of the founding principals of RiskPoint, Frank has over twenty years of risk management consulting experience with a specificity in the auto industry. In addition, he previously built a highly successful regional agency that was successfully sold to a national corporation in 1986. Frank Lemma is a business expert with a keen ability to both envision success and make it happen. 503-972-1914
Luke Nelson — Director
With a focus on risk management solutions for the manufacturing, construction and wood products industries. Luke is always looking to find creative ways to get results for his clients. He aims to understand his clients' business inside and out. This allows Luke to assist his clients in finding innovative ways to grow their businesses, as well as protect their personal assets. He works hard to become a partner, rather than just another vendor, so that his clients can focus on the things they do best. 971-282-4311
Mark Magionos — Director
Mark has over 33 years of insurance experience. With an extensive background in Auto dealerships and Multiple line business insurance policies, Mark is able to help you with all types of business insurance needs. 503-789-1965
Anna Calhoun — Account Manager
Anna has been working with commercial clients for over 20 years, she has a wide range of commercial insurance knowledge and enjoys building business relationships and assisting clients Anna's experience includes sales, marketing and total account management. She obtained her Certified Insurance Counseling designation in 1996 and has a strong commitment to the insurance industry. When not working, Anna likes to spend time with her family, she also enjoys cooking and traveling. 971-282-4308
Brian Olive — Director of Private Client Services
Brian brings over 15 years of personal insurance experience to RiskPoint with a focus on the design and implementation of risk management programs for high net worth individuals, their families, and their business interests. Brian is a dedicated consultant who thrives on getting to know all aspects of his clients' involvements to create solid programs that cover their needs. His clients count on him to advocate for all of their insurance needs and to be at the ready to help them navigate the marketplace. Brian is a graduate of the University of Washington with a degree in psychology, is based in Seattle, WA, and serves clients across the country. 206-313-7678
Colleen Thomas — Controller
Colleen brings over 40 years of insurance experience to RiskPoint. She has an extensive background in agency operations, agency management, and carrier relations as well as management of personal lines departments. In addition to her work on numerous company agency advisory councils over the last 25 years she has been a passionate leader in helping set up insurance education classes at local area high schools. 971-282-4312
Matt Davis — Director of Employee Benefits
Matt has over twenty years of insurance industry experience in wide variety of capacities including customer service, medical management, sales and marketing. He has worked on the insurance carrier side and managed his own agency. Matt is a member of the National Association of Health Underwriters and a past president of the Portland Association of Health Underwriters, of which he is still an active member. Matt Davis’ primary focus is analyzing the problems clients face and finding creative solutions for them. 971-282-4306
Sherry Ruptak — Director of Workers Compensation Insurance
Sherry knows the details inherent to the business of workers' compensation insurance. She is an expert in underwriting trends on national, regional and local levels. Sherry is passionate about getting to know the needs of her clients and is an expert at finding solutions to keep costs down. She is equally expert at educating clients as to how safety and human resource policies and programs impact both the workforce and the costs of insurance. Sherry Ruptak has eight years of office management experience, including the administration of employee benefit programs. She also spent ten years as service program coordinator and national training leader for a national non-profit organization. 503-380-2042
Sara Cerutti — Account Manager, Benefits
Sara has been in the insurance industry since 2006. She’s worked on the insurance carrier side in addition to the agency side of the industry. She earned her Bachelors of Science Degree in Human Resource Management and General Management from Portland State University. She enjoys building relationships and helping clients find creative solutions that meet their needs. Sara is committed to a high level of service for our clients and when not working, she likes to spend time with her family and friends, knit, sew, do artwork, cook, write poetry, garden, and sing and play the mandolin with her husband. 971-282-4309
Joe Scarpello — Director
Over 30 years of Insurance related experience with 27 plus in the Grocery/Retail/Restaurant insurance specialty area. Joe started with Associated Grocers as the Commercial Claims Manager handling multi lines claims and supervision. Over 12 plus years as General Manager of Associated Grocers Insurance Agency and Director of Insurance with Unified Grocers Insurance Services when it purchased Associated Grocers.
Joe has worked with numerous retailers in in Washington, Oregon, Alaska. Graduate of Seattle University. 253-444-5584
Melissa Johnson —Executive Account Manager
Melissa is a graduate of University of Washington with a Bachelor of Arts - Business Administration.
She has worked in the insurance industry for 27 years, specializing in Grocery & Restaurants and has been an Accountant, Operations Manager and Agent. 253-444-5654
Phyllis Smith — Operations Manager
Phyllis is a Portland native and has worked with local commercial clients for over 30 years in the banking and insurance industry. She has an extensive background in insurance coverage rating, underwriting, compliance, workflows, and leadership. She provides direction and support to the agency staff in identifying opportunities to deliver superior quality and service to customers, as well as facilitate ease of doing business. She knows how to get things through the process, and as an Operations Manager, she simply makes things run and run well. She is an innovative leader with strong training and organizational development skills. Phyllis is pursuing her Professional in Human Resources certification for HR Practices. 971-282-4313
Yndiah Holley — Associate Account Manager
Yndiah has 10 years experience working in the insurance industry, supporting Commercial Lines, Management Liability and Loss Control. She has expertise in sales support, office support and customer service. Yndiah is currently pursuing her insurance designations. In her free time she enjoys, cooking, reading, writing and spending time with family. 971-282-4322
Lori Thompson — CIC, Account Manager
Lori started her career in 1978 at a Life Insurance Company in downtown Portland. Selling and servicing primarily Property Casualty Insurance in Oregon, Washington and Idaho, she has a heart for all clients, large and small. Excellence in communication and client services are her forte’, as well as providing hub support services to whomever might be in need whether at the client, agent or company level, so that all parts can work together in the most functional way. Her primary vocation at RiskPoint is helping with success in sales and service in our commercial P&C Department. She also brings many years of bonding experience to the table. On her time off she likes to spend her time with family and friends. She looks forward to servicing your account! 971-282-4319
Brian Evans — Account Manager
Brian has over 15 years of insurance industry experience working in multiple facets including employee benefits, personal, commercial and marketing. He is dedicated to providing the utmost service and cultivating relationships in the business. In his spare time, he enjoys experimenting with cooking and baking, rafting, hiking and playing basketball. 971-282-4315

Becky Steinke — Account Manager
Becky has been working in the insurance industry for over 25 years. Becky’s background has been working with grocery stores and restaurants, assisting with their insurance needs. She enjoys building relationships, and providing a high level of customer service for our clients. Outside of work, Becky enjoys spending time with her family, camping, and traveling. 971-282-4310
Tamara Reece — Personal Lines Account Manager
Tamara has over 20 years of Personal Lines experience, with the last 15 years focused on affluent clients and large family accounts. 253-387-5766
Heidi Capua — Associate Account Manager
Heidi has over 12 years working in varied roles as Producer, Account Manager, Financial Services Representative, Office Manager, and more. 971-282-4307
Cynthia Combs — Director
Cynthia Combs began her insurance career over 34 years ago, in California, and moved to the Portland metro area in 1991. Having worked in many facets of the insurance industry, including commercial liability and surety bonding, Cynthia is passionate about building long-term relationships and truly getting to know her clients. Whether she is completing a full business analysis, policy review or identifying professional and/or management liability risks, she knows that every client has a unique story and enjoys working with each of them to design an insurance program that will not only protect their business today, but help them be better prepared for the uncertainties of tomorrow. With an extensive background in the real estate, construction, legal and financial industries, Cynthia understands the importance of a full risk management approach in serving her clients each and every day. 971-282-4486
Cydney Bledsoe — Office Assistant
Cydney has worked in insurance for less than a year, but learns more every day. She has 4 years in the customer service industry that she is now applying as the office’s receptionist job. She is dedicated to learning more about the industry of Insurance to be able to move forward and be able, one day bring clients the best possible service. In Cydney’s spare time she likes to, spend time in the sun explore the greater outdoors, baking, doing art, and spending time with her family and friends. 971-282-4303


Joe Mullens — Loss Control
Joe began his extensive career in the wood products industry. He is an expert at helping businesses reduce costs via both proactive solutions specifically tailored to their needs and highly practical solutions to injury prevention. Joe Mullens has consulted with companies in a variety of industries in the areas of general safety, health and compliance for fifteen years. 503-709-7129

RiskPoint Insurance Advisors
5285 Meadows Rd. Suite 242
Lake Oswego, OR 97035

Phone: 971-282-4303
Fax: 503-327-8145


RiskPoint Insurance Advisors
5285 Meadows Rd. Suite 242
Lake Oswego, OR 97035

Phone: 971-282-4303
Fax: 503-327-8145


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RiskPoint Insurance Advisors provide insurance, risk management programs, and insurance related consulting for business, associations and individuals throughout the northwest and across the United States.


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