Grocery store owners may assume that their commercial property insurance will provide coverage in the case of major food spoilage after a power outage. However, this is not necessarily true. Many standard commercial insurance policies exclude losses stemming from...
Imagine you’re a high-level employee with access to your company’s financial accounts. You receive a call requesting a money transfer to cover urgent equipment issues. As the caller has extensive knowledge about company operations and employees, you believe it’s...
Although businesses rarely think about pallets posing a risk, there have been several cases of employees suffering serious and even fatal injuries. The Occupational Safety and Health Administration (OSHA) reports a case where a worker died after being pinned between a...
To customers, it may seem like food magically appears on grocery store shelves, but grocery store workers know better. Behind the scenes, people are constantly at work: receiving shipments, stocking food on shelves, and rotating items. During these processes, there is...
If someone has ever fallen in your store but didn’t appear to be seriously injured or in need of medical care, you may have wondered if you should report the incident to RiskPoint. Absolutely. The full extent of injuries isn’t always clear, and fraudulent claims are...
Alcohol sales are big business. They can also be a big risk. To avoid fines, license suspension and other penalties, grocery stores need to train their teams how to sell alcohol safely. Underage Drinking The legal drinking age in all states in the U.S. is 21. Of...
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