Insurance for Manufacturers and Distributors
Competitive Insurance Solutions
Here at RiskPoint, we use our in-depth understanding of the industry to help companies throughout the U.S. assess their risks and obtain comprehensive and competitive insurance solutions.
Our manufacturing and distribution insurance program is designed to meet the needs of food manufacturers, auto makers, apparel and textile manufacturers, metal, plastic and wood manufacturers and other businesses operating in the manufacturing and distribution sector.
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Auto Makers
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Apparel & Textile Manufacturers
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Food Manufacturers
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Other Manufacturing and Distribution
The Coverage Types You Need
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Product Liability
Defends against claims that your manufacturing operations caused third party bodily injury or property damage.
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Business Income & Extra Expense
If your business shuts down temporarily due to a covered loss, this insurance can help replace income and other covered expenses while repairs/replacements are occurring to your property.
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Equipment Breakdown
Property insurance covers many perils, but it does not typically include coverage for electrical or mechanical equipment failure. Equipment breakdown insurance provides this coverage.
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Property
Manufacturing and distribution companies depend on their facilities. Protect your property, including the building and the contents, with robust property coverage.
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Stock Throughput
Covers goods from production through final destination. It can also include coverage for the storage of goods at owned or third party locations.
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Cyber Liability
Ransomware attacks have been targeting the manufacturing industry. Get the cyber coverage you need to keep your business operating.
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Employment Practices Liability
The manufacturing and distribution sector may face legal challenges related to claims of discrimination, harassment, and wage and hour issues.
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Directors & Officers
Helps protect the personal assets of corporate directors and officers if they are personally sued for wrongful acts in managing a company.
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Umbrella/Excess Liability
Nuclear verdicts have sent jury awards higher and higher. Excess liability insurance provides an additional layer of protection to shield your company.
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Workers' Compensation
As a major employer, the manufacturing and distribution sector can face significant workers’ compensation costs. Keeping rates down is a priority.
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Employee Benefits
To attract and retain reliable workers, you need to offer quality benefits, including health insurance. You also need to keep costs down. At RiskPoint, we can help you accomplish both goals.
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Commercial Auto
Get the right auto coverage for your company’s trucks, delivery vehicles and other company-owned vehicles. For vehicles used but not owned by your company, hired and non-owned coverage is available.
Our Manufacturers and Distributors Team
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Blake Schellenberg
CEO & President
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Shannon Connor
Benefits Account Executive
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Mandi Roney
Benefits Account Executive
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Amanda Hollis
Workers’ Comp Dept. Manager
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Anna Calhoun
Executive Account Manager
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Corina Thomas
Employee Benefits –
Associate Account Manager
Manufactures & Distributors Industry Articles
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Manufacturing Ransomware Attacks
When the number of ransomware attacks dropped in 2022, everyone breathed a sigh of relief. Cyber insurance rate hikes cooled, and business owners hoped the worst was over. Then, 2023 brought a resurgence in ransomware. Supported by new AI tools, the new wave of...
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Mitigating the Risk of Equipment Failure for Manufacturers
Manufacturing companies rely on sophisticated equipment. When equipment fails, operations may grind to a halt, resulting in massive direct and indirect costs. By taking proactive steps to mitigate the risk of equipment failure, manufacturing companies can avoid...
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Emerging Manufacturing Exposures to Watch
Just when you think you have your risk management under control, a new risk emerges or an old one evolves. To avoid unexpected losses, watch out for these emerging manufacturing exposures. Forever Chemical Bans Could Be Coming PFAS, known as forever chemicals, have...